Friday, July 11, 2014

KingCast and Mortgage Movies Interview Jeanmarie Mason as Bradburn v. ReconTrust Rears its Ugly Head in Washington Bankruptcy Court

I see a homeowner in Bankruptcy Court facing the same issues countenanced in Bradburn v. ReconTrust (watch the courtroom video here), with G. Hernandez and Leticia Quintana holding down a lot of jobs. Their parents must be proud. Meanwhile watch the Jeff Stenman video repo at AffordableVideoDepo.com

Wednesday, July 9, 2014

KingCast and Mortgage Movies Present: Washington District 48 Senate Candidate Michelle Darnell Campaign Launch Event and Speeches.


Because "Evil prevails.... when good men and women do nothing."
Candidate Darnell's websites and comments at the 
Kirkland Fourth of July Parade are here.

Monday, July 7, 2014

Alina Virani, KingCast and Mortgage Movies Watch Homeowners' Super PAC, Seattle's Rolling Rebellion, Attorneys, Politicians and Citizens Square off Against the Banksters' Uniform Law "Reform" Conference.



Karen Pooley writes: Please see how a small group of fighters can and DID change what happened at the Uniform Law Commission conference.  Please know that attendance matters. 

This mighty band of protesters actually was mentioned in the conference FIVE times!  Imagine what a hundred angry homeowners would have done!  We achieved the goal of getting a white paper submitted to the ULC Commission by OUR bank-opposition lawyers to the Chairman of the Home Foreclosure Procedures Act!  Chairman Breetz asked the bank attorneys why the un-subrogated payments by multiple third parties are not reflected in the balance sheets of the bank's accounting.  The bank attorneys of course, could not and did not reply unless they wanted to expose that: yep, they've been stealing our land just because they are a gang of thugs.

YOUR NOTES ARE PAID IN FULL AND THE CROOKS STILL WANT THE HOUSE!

We will be protesting denial of due process on AUGUST 1 at the King County Courthouse at NOON.  Please bring signs reflecting how DUE PROCESS IS REQUIRED by our country if we are to be a nation of LAWS.

These three judges have denied Stafne Trumbull's client due process: 
         Judge Kimberly Prochnau
         Judge Barbara Linde
         Judge Joan Dubuque

THE COURT DENIED DISCOVERY!

Bring signs reflecting the NAMES of these three WOMEN in POWER.  It's hard to believe that women in power would abuse that power, but we see it happen over and over. 
Yessir, Karen Pooley, Yours Truly and several other dedicated people actually participated and were acknowledged by ULC's William Breetz as he stated that the conference welcomed homeowner and protestors' concerns. I am hear to help assure that his words amount to something more than mere promises. The homeowners want Action, the sort contemplated by the Klem Stipulation against Quality Loan Servicing as seen in the thumbnails:


The short (local) version of this video is here
Deadly Clear website link is here
HuffPo's Joel Sucher's coverage is here.
"Does this hurt you? Sure, it does. Because if you have a family tragedy or run into health or financial problems – you can’t turn to Mr. Bailey for help. You become a number and your profile is stored in a data storage system where the computer makes all the decisions based on an unsympathetic computer software program. And don’t think this systems treats every one equally. It knows if you are black, white, male, female, married, single, like porn or buy energy drinks, Coke or Pepsi and all of your habits are factored into an invasive system that makes the decisions on whether or not you get a loan or the help you might need.
Why is the ULC conference so important? The hand selected chums on the ULC committee are trying to decide how they can best push through a national (federalized) mortgage loan registry system, like MERS – that hasn’t worked so well over the past 15 years. What they’d like to do is white-wash all of the fraudulent land records – and forgive the crooks for their bad acts. And by doing so the national land registry becomes just that – a federally owned system making it easier to grab land and take away state’s rights." (DC)
"While I feel ULC's motives are fairly benign I can't say the same about their patrons or industry supporters and I think it a noble and needed effort that Karen Pooley and colleagues will be weighing in with their doubts and displeasure." (Sucher)
I will assume, arguendo, benign intention. That being said, they cannot do anything that will make it easier for banks to get away with dirty chains of title and forged or fake documents. Simple.
This was the scene yesterday at Greenlake Park where the Rolling Rebellion served notice that it will continue to fight against the corporate octopus that has its poisoned tentacles in every spectre of our society. As you can see above, the Octopus seems to have Lady Liberty squarely in his sites. They are of course focused on corporate money in politics, the sort of money that influenced the worst First Amendment case in SCOTUS history, Citizens United. You know it's a dirty case when Pols like U.S. Senator Kelly Ayotte cite to it as she has on several occasions such as at 2:00 into this video. And watch the video below, as she stumbles when confronted with the octopus question from a constituent. Watch for a minute or two starting at 1:30 in:
Meanwhile, homeowner Karen Pooley and I have put in for a First Amendment park permit for Friday, 11 July 2014 11am-2pm to allow all interested parties to sound off at Westlake Park south stage relative to proposed changes to the Uniform Commercial Code. Here is your event link, and one on SAFE in Seattle's FB. Watch for a short video Tuesday highlighting this issue using yesterday's footage. It is my belief that the changes are designed to in some ways merge U.C.C. Articles 3, 8 and 9 and make fraudulent, forged and otherwise legally untenable signatures perfectly legal, so that banks and servicers may more readily foreclose on American homeowners. All of this in the immediate wake of Montgomery County, PA Recorder Nancy Becker's successful lawsuit against MERSCORP. I will speak briefly before tending to my camera duties, but the speakers lineup thus far includes:

Attorneys Ha Dao and Richard Jones, Seattle activist Jess Spears and Washington Senate Candidate Michelle Darnell.  Below the fold enjoy more pictures from yesterday and several points of analysis from Ms. Virani's initial review.


"I just did a very quick review. There are a several things that stand out. One is the creation of two classes of debtors - (1) those that reside in their properties, and (2) those that rent their properties - in other words, the bill creates a distinction between homesteaders and non-homesteaders. This is the beginning of a new class of discrimination. This has been extremely troubling to me because the Florida legislators passed a foreclosure bill with similar language. I am just waiting for someone to file a some sort of discrimination lawsuit. 

Second, the lost note affidavits. Under the UCC, the INTENTIONAL destruction of a note means that the debt is discharged. If challenged in a court of law, the banks cannot prove they have anything. This provision basically gives any foreclosing entity a pass to pursue foreclosures without the right to foreclose.

KingCast and Mortgage Movies See RCW 61.24.163 Bad Faith Wells Fargo Fight Homeowner on Modification of Predatory Mortgage.


Here's your back story from 2013 citing the Corvello and Wigod cases. An excerpt from catastrophic brain injury survivor Jane Mair to Wells Fargo. Keep in mind I helped Ms. Mair obtain her Mortgage Mod with BoA on another home, so it's time for Wells Fargo to follow suit or be sued:

Stop it. You got bailed out by government after engaging in fraudulent and other bad conduct, but you won’t deal with me and give me any help when you know I have a predatory loan and I am a catastrophic brain injury survivor. As I told the media, I am able to pay $1,500 a month on this house, and that is a reasonable payment for comparable homes in this area. It is your legal, moral and ethical duty to make this happen, particularly in light of the fact that you refused to work with me before when I tried to refinance when interest rates were lower.

Sunday, July 6, 2014

Michelle Darnell Washington Dist 48 Candidate for Senate at Kirkland Fourth of July Parade.


Website
Twitter
Facebook

In a King5 story this week, Michelle Darnell comments on the underuse of Mediation for underwater and foreclosure homeowners in the Mediation Fairness Program RCW 61.24.163.

Saturday, July 5, 2014

King5, KingCast, Mortgage Movies and Financial Revival Group Discuss Underuse of Washington Fairness in Foreclosure Mediation.


In this story King5 reports on the underuse of the program, codified at RCW 61.24.163.  Meanwhile read the comments to see what Washington Senate candidate Michelle Darnell and I have to say about Mediation.  

Me:
I was an escrow attorney in the heyday of the banking scandal that predicated this mess. Having worked with Michelle Darnell I/we have seen the rubber stamp process and had to file a formal complaint to get Wells Fargo found in Bad Faith.  The system needs revamped and the Mediators need to broaden the evidentiary window to include reasonable challenges to real party in interest because that determines what programs homeowners may be eligible for. I testified (video link) to a Senate Committee on some of these matters only to be rebuffed by one of the initiators of the Fairness program. I won't have any of that because I spoke the Truth and let the chips fall where they may. 

Candidate Darnell
.......While most politicians seem to want discuss education, transportation or the need to raise taxes, I want to discuss the cause of many of our problems. Our current revenue problems stem in large part from the foreclosure/housing crisis. This is the 800 pound gorilla in the room that no one wants to discuss. Think of the state budget like a bucket. There is an 8 inch hole in the bucket. 

My opponent and many others in state leadership want to continue to attempt to fill the bucket(raise taxes) with more water but they don't fix the hole!! The WA FFA helps but we must strengthen it and we must do much more to stop the state and local revenue being lost as a consequence of foreclosure in our state. As State Senator, I will certainly address this very significant issue in a fair and balanced way. Please follow my website for specifics to my plan. 
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And here is an article published by Howard Bono and me on his Financial Revival Group website, "Mediation: A Can Opener for Washington Homeowners."


Meanwhile be aware that in the wake of the huge MERS loss begat by the litigation by Montgomery County, PA Recorder Nancy Becker, note that the banksters are coming to Seattle next week to try to re-write crucial portions of the Uniform Commercial Code that would tend to remove scrutiny of false and forged documents that bank attorneys use to foreclose.  The Rolling Rebellion will be manifest, with lawyers, politicians and citizens rallying on Friday, 11 July 2014 at Westlake Park. Here is a link to that event, as Karen Pooley and I expect to pull our park permit for amplified voice equipment on Monday, 7 July 2014.  Stay tuned for a journal entry on Monday, 7 July 2014.  Banksters don't like cameras and protests by people who know what they are talking about.

Monday, June 30, 2014

KingCast and Mortgage Movies See Ohio Judge Violate Bankruptcy Stay and Ignore U.S. Mail Fraud in Nasty BoA Foreclosure Case.


Epilogue: Holy shit. Now I see how it works. Someone and some thing in Montgomery County are rotten. For the text in the thumbnail at left, written by another homeowner in Montgomery County, read below the fold.

In yet another case involving probable banking and foreclosure fraud, Ohio Montgomery County Judge Timothy O'Connell has refused to reconsider a foreclosure even as sworn affidavits indicate that Bank of America and its agents forged U.S. Mail documents to falsely obtain service.

As I noted two weeks ago homeowner Pattie Busby and her husband Jimmie delved deep into the Court records to see that the Montgomery County Sheriff claims to have personally served her, even though she was recuperating from major internal surgery and eye surgery and never even saw a Sheriff. Moreover, if the Sheriff had served either Ms. Busy or her husband directly, then why were their green cards in the file with signatures that the Busbys claim are false.

Further, why would the Court ignore their request to open the file given these allegations and direct case law from Ohio and Other States that shows when Bank of America settles when told to produce the original documents.  

But Ohio Courts have refused to contemplate such an Order so the Busbys have now filed a Mandamus/Write of Prohibition in the Court of Appeals because the Court threw their case out while their pending Chapter 13 bankruptcy case was in Federal Court.  The Mandatory Stay provisions were ignored.

But it gets even worse from that point:

The bankruptcy court dismissed the busby's case because they allegedly did not complete the credit counseling requirement prior to filing.

But in point of fact they HAD completed the  credit counseling but a glitch in the system didn't allow them to print the certificate before filing, so they figured that they could simply provide the certificate within 14 days of filing. But alas, the Certificate, once issued, contained the wrong date and that had to be corrected by the President of the company who did so in this letter:

Unfortunately for the Busbys the Court had already dismissed their case so they filed a Motion for Reconsideration and are awaiting a decision on that.

That is a lot of activity that no one should have to go through, but it is a typical week in the life of an American homeowner seeking to learn the truth about their mortgage.

Frankly, I'm exhausted just reading my own story much less living it.

Respectfully submitted,
Christopher King, J.D.

*************
Mr. King... I am also within Montgomery County Ohio... I also lost my home in Montgomery County Courts and since then I have run a facebook page for the last 3 years....