Housing is a Civil Right

Housing is a Civil Right

Friday, April 27, 2012

KingCast and Mortgage Movies see Judge Charles Reynard not immune for Prosecutorial Misconduct; he also allowed National City Bank to violate RESPA to foreclose on grandmother Donna Gaston.



26 April 2012 update: Judge Reynard not immune in Prosecutorial Misconduct lawsuit; he is the one who allowed National City Bank to foreclose, in violation of RESPA. Quel coincidence, read it here.
U.S. District Court Judge Joe Billy McDade ruled that Charles Reynard and James Souk will remain as defendants in the federal lawsuit filed in 2010 alleging that the two former prosecutors conspired with several police officers to frame Beaman for the killing of Jennifer Lockmiller, his former girlfriend. The victim was found in 1993 in her apartment near Illinois State University, Normal. In his ruling released Monday, McDade accepted a recommendation from federal Magistrate Judge Byron Cudmore that Souk and Reynard were immune from claims related to their work on the case after Beaman was arrested but may be held liable for the role they played during the months prior to his arrest. The prosecutors attended daily police meetings and were involved in investigative decisions. 
Goes to this Journal Entry

Monday, April 23, 2012

KingCast and Mortgage Movies watch National City Bank violate RESPA in another fraudulent foreclosure case against grandmother Donna Gaston.


26 April 2012 update: Judge Reynard not immune in Prosecutorial Misconduct lawsuit; he is the one who allowed National City Bank to foreclose, in violation of RESPA. Quel coincidence, read it here.
U.S. District Court Judge Joe Billy McDade ruled that Charles Reynard and James Souk will remain as defendants in the federal lawsuit filed in 2010 alleging that the two former prosecutors conspired with several police officers to frame Beaman for the killing of Jennifer Lockmiller, his former girlfriend. The victim was found in 1993 in her apartment near Illinois State University, Normal. In his ruling released Monday, McDade accepted a recommendation from federal Magistrate Judge Byron Cudmore that Souk and Reynard were immune from claims related to their work on the case after Beaman was arrested but may be held liable for the role they played during the months prior to his arrest. The prosecutors attended daily police meetings and were involved in investigative decisions. 

RESPA Real Estate Settlement Procedures Act 3500.17(e) Transfer of Servicing: If a new servicer changes either the monthly payment amount or the accounting method used by the former servicer, it must provide the barrower with a initial escrow account statement within sixty days of the date of transfer. It appears to me that there is a new servicer involved as the original mortgagee is First Bank of America; I do not think NCB is a successor. Even if they are, notice must be provided.


Note: This conduct might also violate the Illinois Consumer Fraud and Deceptive Business Practices Act. See Sanders v. Lincoln Serv. Corp., 1993 U.S. Dist. LEXIS 4454 (1993). Accord Markowitz v. Ryland Mortgage Co., 1995 U.S. Dist. LEXIS 11323 (1995), could constitute a RICO violation. See comments. Here is your back story.


The screen capture above is the real escrow analysis for March 2002-2003, showing payments owed of $257.20 The one at left appeared during litigation and with no written notice, in violation of the law set forth below, demanding $277.43. Why did this happen?  In my estimation it happened to facilitate a fraudulent foreclosure before the Illinois State Court in a sham proceeding that continues on as Ms. Gaston seeks Justice in the Federal District Court. Read below for more details.


Apologies for the funky exposure in Donna Gaston's first video, above, but stay tuned for a May 2012 in-the-field update on the pending foreclosure case against a 72 year-old woman in Illinois. I want some answers so I am writing Illinois Senate Judiciary and Financial Institution Committee Attorney Giovanni Randazzo. Attorney Randazzo has provided Ms. Gaston with relevant information on prior instance as you shall soon see:


Dear Attorney Randazzo:


We both know that without someone to watch over them little people like Ms. Gaston get run over quick, fast and in a hurry. I am writing you concerning the ongoing case of Donna Gaston v. National City Bank (hereinafter, "NCB"), in which NCB is benefitting from an apparent violation of Federal law, specifically RESPA §3500-17 and 12 CFR section 226.20(c). As you know, these laws require notification to Ms. Gaston prior to the change in payments to her mortgage. NCB changed her payments without notification but that is just the beginning of her nightmare because she is facing imminent foreclosure even though she never missed a payment. What happened here is that the bank retroactively changed the escrow payment in mid-year, implicating Sections c (2)(3) and (6) as well as f (3)(C). Ms. Gaston contends that this change was made in order to facilitate an unlawful foreclosure. She never received written notice of the change as required, and furthermore....(continued on A2) 

Saturday, April 14, 2012

KingCast thanks Trayvon Martin/George Zimmerman Judge and NH AG Michael Delaney for a pair of Civil Rights/First Amendment birthday presents!

No it is not mortgage related but you should know what you're working with 
in New Hampshire and elsewhere.... plus it's my journal, 
I'll post what I like, and it's my birthday, so there.


First comes the obvious compare and contrast between the Judge Jessica Recksiedler candor and offered recusal vis a vis the same issue with U.S. District Court Judge Landya B. McCafferty and Judge Paul Barbadoro, who both initially sneered at my 28 U.S.C. §455 Recusal Motion. As it turns out, Magistrate Judge McCafferty made all kinds negative factual and legal inferences at a TRO hearing on a Free Press First Amendment access case, but it turns out that she worked at McLane, Graf, the same law firm as Defendant Senator Kelly Ayotte and my opposing counsel Jack Middleton and Jennifer Parent, a founding partner and litigation chief, respectively. Here is part of my Memorandum in Opposition to their Motion to Dismiss and here is my Motion for Reconsideration on the Recusal: Magistrate McCafferty refused and finally bowed out clandestinely after Judge Barbadoro initially wrote that my request was clearly without merit. I called hogwash on all of that and eventually as usual, I was CORRECT. And so was Mary Ryan this year in the Catholic Diocese case because much like Louis and Britneyoops, she did it again. So you haters can point all the fingers you want to at me but you'll have several more coming right back at you. As noted earlier this week no one knows when the case will be decided even though this is only at a Motion to Dismiss level.
SANFORD, Fla. -- The judge hearing the George Zimmerman case announced Friday that her husband works for the law firm of Mark NeJame, who has been hired to act as a CNN analyst for the case. Circuit Judge Jessica Recksiedler said she had an ethical obligation to disclose that and allow Zimmerman's attorney or the special prosecutor to ask her to step down.
**************** 
What's next? Well as you will soon see on video (despite my no-work declaration today LOL) I pimped the Triumph out to New Hampshire yesterday and who did I see but Mike Gannon and his wife Janet! That is his Harley next to Bessie the Triumph and perhaps a Suzuki Bandit 600 is rolling in the background. They told me all about this month's Pat Meighan Nashua PD story about him, and NH AG Michael Delaney's post Glik v. Boston Memorandum, which preceded Nashua PD's recent offer of criminal dismissal/no lawsuit with respect to Mr. Gannon's remaining charge.

New Hampshire Attorney General Michael Delaney sent a memo March 22 to county attorneys and law enforcement agencies throughout the state reminding them that residents have the right to videotape police in such public places as city streets and parks.
“I am aware that in the recent past a number of police departments have arrested individuals for audio and or video recording police officers in public engaged in official duties,” Delaney wrote. “I want to alert all law enforcement agencies to a recent opinion of the First Circuit Court of Appeals, which makes such arrests illegal.”
We laughed at any notion of a plea bargain the same way I rejected any plea bargain when I was NAACP Legal Chair and Kelly Ayotte and her idiot minions tried to come after me for exercising my First Amendment Rights against hence-fired Jaffrey PD Chief Martin Dunn, who now draws a pension disability while blaming his emotional issues on Yours Truly. I won and so will Mr. Gannon, who is going to go to trial in front of a Jury, kick their ever-loving asses and win acquittal (possibly even on a Directed Verdict) and then sue the living daylights out of Nashua PD, and for Good Reason. Nashua PD has screwed Mike Gannon (twice, remember 2006) Dave Ridley (Not Guilty), Pamela Reynolds (Not Guilty) and Yours Truly (Civil Litigation - Third Amended Complaint in 2010-CV-501 that should have been allowed) in different ways, but the common denominator was that we were all running video of them when it happened. One way or another they are going to learn their lesson. In this 26 August 2011 journal entry I warned them it was all coming down, LOL guys LOL. Below is the memorandum I penned to Nashua PD Attorney Brian Cullen regarding the similar Clark Graber case in Maryland. There is all kinds of video about these situations just look at the above link and search their names at my YouTube Channel KingCast65 or Save the First Amendment.
KingCast v. Nashua PD RSA 91A Warning Letter - Mike Gannon 2006 Home Videotapes of LE Misconduct

Friday, April 13, 2012

KingCast and Mortgage Movies sneer at CNN Money story that reads like a press release from the mortgage & banking industry.


Here is today's CNN story, and here is my reply. I saved my reply because they have enabled comment moderation of course.
Many foreclosures have been in limbo since fall 2010 following the so-called robo-signing scandal, when banks allowed employees to sign off on thousands of foreclosure documents a month with little verification.
"So-called robo-signing"
"Bank employees"
"squatters?"


Have you ever heard of the concept that you have to have STANDING in order to initiate a foreclosure, and the forged or fake documents notarized or signed by people FAKE TITLES might not pass legal muster?


This story reads like a press release from the banking industry. Robo-signing and the bifurcation of note and mortgage have been done in ways that clearly violate UCC Articles §3 and 8, and you put out some garbage like this? Is Bethany Hood a "bank employee?" Is she a "MERS employee?" If so why does the law firm of Fein, Such & Kahn have no comment for me, and why does Ms. Hood (a postal clerk for lender processing services) pass me off to her legal team that never returns my phone call?
http://www.youtube.com/watch?v=SDwQeJp38CI


Look folks

Sunday, April 1, 2012

Prostitution isn't all: KingCast & Mortgage Movies advise NYTimes writer Nicholas Kristof to delve into Goldman Sachs, Senator Kelly Ayotte, Vericomm, Northern Leasing and Lease Finance Group small merchant rip-off schemes.


"I see no evidence that Goldman and other private equity investors ever uttered a whisper of protest internally, even as arrests were made in 22 states for trafficking of under-age girls who had been marketed on Backpage."
Dear Reporter Kristof, given what I already know about Goldman Sachs, your Goldman Sachs sex trade revelation does not surprise me. Read my last story at Mortgage Movies about these unsavory characters and how they line the pockets of U.S. Senators like Kelly Ayotte (R-NH) so that they refuse to investigate clear cut issues of consumer/small merchant fraud. As the game goes with Notes/Mortgage securitization the bogus contracts obtained through deceptive practices are bundled up and sold, it is pathetic. 


As a former State Attorney and licensed title insurance producer please allow me to further educate you on how the game is played with the two videos above. The first is with the sleazy law firm of Fein, Such & Kahn and the second involves the consumer/small business fraud. Frankly, these people and institutions are largely responsible for the downfall of Western Civilization that I largely document at KingCast65 YouTube and Mortgage Movies. You may contact me at kingjurisdoctor@gmail.com for more information, peace and great work, Sir and watch this one for good measure, it dovetails nicely with the one above so you can really understand what is going on here, and it ain't pretty.