Housing is a Civil Right

Housing is a Civil Right

Tuesday, October 29, 2013

KingCast/Mortgage Movies Applaud 6 of 8 Seattle City Council Candidates for Attending the Phyllis Walsh Underwater & Foreclosure Forum; Eminent Domain & Merkley Mortgage Discussed.


Wells Fargo stopped in today, 7 Nov. 
They have a Mediation with Jane Mair in November.
7 Jan 2014 Update: They took a Bad Faith Certification. 
Watch this video at 3:10-6:00 minutes.

7 Jan 2014 Update: UMG pulled this video of the Council forum after 1,000 views but I put up a new version on 7 Jan 2014:

Update: Post hoc, ergo propter hoc? If the shoe (or noose) fits.... wear it. As I go toward publication of the short film, event moderator Ansel Herz reports in today's The Stranger that two days after the forum all charges were dismissed against the Wells Fargo 5, including Jeremy Griffin, seen in the above Final Cut screen capture. This is not the first time that cameras have predicated dismissal of charges: I can take you back to 2008 and my association with Milan Kohut after he was arrested (see Boston Phoenix story) in front of Bank of America for protesting and claiming "Nooses for Sale." He didn't have a vendor's license...... unbelievable but true.  Kohout was instrumental in the Czech Velvet Revolution. Again, unbelievable but true. Everything you read at Mortgage Movies is true and verifiable, unlike your Chain of Title.  I had pictures from a court hearing online but alas those seem to have disappeared.... but my how the chickens have come home to roost.
Thanks to everyone who came together to keep the issues of banking and mortgage fraud on the radar for subsequent action: This forum was hastily put together after I noticed that Seattle could use more coalition-building for Education, Mediation, Litigation and Legislation. Future fora will continue to impress upon City Council the need to use creative solutions to this problem, potentially including eminent domain as in Richmond, California, or the Merkley Mortgage appearing in selective markets down in Oregon. Then too there is the possibility of outright edicts to these banks that their gangland tactics and obfuscation will no longer be tolerated within city limits.  Candidate Richard Conlin promised -- in writing -- to take part in the future events and we will hold him to that pledge. The only Candidate who completely ignored the event was my sister Sally Bagshaw. This is what gives lawyers a bad name but I'll be more than willing to accept her inclusion in the future if she is so inclined. If she is not, then the community will address   the issue in an appropriate manner.

For one thing, city and county audits need to be conducted; the same sort of audits that led PA Recorder of Deeds Nancy Becker to file her ongoing Class Action lawsuit against MERS. Whether or not she is ultimately successful is left to the vagaries of the Court but the case clearly has merit.
I cannot say it any clearer than that. Over the course of the next several days I will let the candidates say it their way as I publish their video and audio response to the questions. I believe Seattle Stranger writer Ansel Herz is completing a follow up to last week's story on Phyllis Walsh's mortgage-assisted suicide. More pictures and video captures of individual candidates are below the fold. 

Tuesday, October 22, 2013

KingCast, Phyllis Walsh, Mortgage Movies, Financial Revival Group, Stafne Law Offices, SAFE in Seattle and Attorney Jeff Jared Present: Seattle City Council Candidate Forum on Housing & Foreclosure.



THE QUESTIONS:


Follow at SAFE in Seattle FB.
KIRO Radio Interviews -- Financial Revival Group Members:
myownbailout.com



Well here is some news you can use: Come to find out that not only is MERS questionable but Halah Touryalai at Forbes reports that yesterday a Jury found Countrywide liable for Fraud. Phyllis Walsh had both of these entities on one of her Deeds of Trust, just fantastic. As the movie and link below notes, MERS is questionable in and of itself given the WA high Court decision in Bain. I hope to G_d the family files a wrongful death/post foreclosure damages action, the family just appoint someone as Power of Attorney far enough away from it that they can handle working with the lawyers and fight for openness. This is simply horrible. Legally and morally aberrant conduct up and down the line I can smell it from here.
The forum is dedicated to the memory of Phyllis Walsh, the South Seattle woman who, like most others, got the run around from U.S. Bank as part of the banking industry pattern and practice of dual-tracking homeowners and forcing them out the door to try to clean up the chain of title..... while they lip service modifications. Her case is particularly troubling because from what I can see, MERS was on her mortgage/Deed of Trust as Beneficiary, and that's legally questionable in light of the High Court Decision in Bain. From Anzel Herz' excellent feature "They were coming for her house" in todays' Stanger:

Two Days Before Eviction, Phyllis Walsh Killed Herself and Left a Note About the "Foreclosure Vultures"

The real estate agent who purchased and is now selling the home, David Albers, says he thinks about Walsh often. "In my business, we're pretty hardened, and sometimes we forget that this is people's lives we're dealing with," he says. "We are the foreclosure vultures, in a sense... But I don't think the problem lies with us. After the bank auctions it off is where we come in."  [Mortgage Movies says that is not necessarily accurate. See Ibanez and Bevilacqua on the effect of toxic mortgages. You cannot transfer something you didn't have accurate title to in the first place].
"One of the harder parts is that she didn't reach out to any of us and tell us what was going on," Fasoli, her niece, says. "I think that's because she was trying to do something about it, she was trying to refinance. She was trying to work with the bank to find an alternative to foreclosure." 
From the papers the family looked through, including Walsh's journal, Fasoli says it looked like the bank "passed her from specialist to specialist," and the last specialist wouldn't return her phone calls or the number wouldn't go through.

HOT NEWS: Read the thumbnail above -- Fannie Mae is likely to show up!
They have been assiduously reading KingCast and Mortgage Movies.
On a related note, Occupy Boston is protesting against Fannie and Freddie today.
Watch my Occupy Boston and Wall Street short films here.
Watch my Occupy Boston update with the Scott Olsen abuse here.

SEATTLE CANDIDATE FORUM ON HOUSING & FORECLOSURE 
28 OCT 2013

MORE DETAILS TO FOLLOW -- NOTE THE NEW TIME IS DOORS AT 5p

Kshama SawantAlbert ShenSam BellomioEdwin Fruit 

and Councilors Nick Licata and Mike O'Brien are guaranteed attendees.

LinkCandidate Mike O'Brien discusses crime at Cal Anderson Park.



Link: Candidate Sawant and others square off at 30 Sept. 2013 CNC forum.

Related: Scott Stafne Interview.
Related: Financial Revival Group Interview with KIRO 7 radio.
Related: SAFE in Seattle Bank of America protest short film.

Monday, October 21, 2013

KingCast and Mortgage Movies Ask: Did NY Suffolk County Clerk of Courts Judith Pascale Violate Law to Hide Foreclosure Fraud?


Oh this is not as bad as the cops coming to hassle me at Bank of America 4 days ago (watch the video) but why is it that a mortgage industry professional cannot file documents into the record in New York's Suffolk County when he is calling Judge Joseph Farneti's integrity, Oath of Office and Bond into question on a fraudulent foreclosure action? Because New York Suffolk County Clerk of Court Judith Pascale says he can't --- but she doesn't say why he can't. So he filed it in Georgia. Take a look. This man is part of my media team and we expose foreclosure fraud, or for a better term, we expose fraud closure..... up to and including name partner Henry Fein who completely lied about his identity on camera as seen in the video below the fold. Read this journal entry about Fein, Such and robo-signer Bethany Hood (we talk with her on the phone) for the full video of that exchange.

Saturday, October 19, 2013

KingCast/Mortgage Movies: BoA McCarthy Coverup in Ohio + BoA Calls Cops, Refuses Loan Mod for Injured Jane Mair in Seattle.



Hey BoA I caught you looking, take a picture it lasts longer. I did.

Another hostile cop who looks just like Patrick "K.C." Saulet, who threatened Stranger Reporter Dominic Holden.  I tried to educate this brother in the video by explaining to him that the real criminals are inside the bank rather than outside -- and that their criminal and quasi-criminal conduct is adversely affecting him and the people he loves because of the deflated economy in general and the upside down and underwater housing values in the particular. I told him a bit about my law enforcement background as an attorney and my experience as a closing attorney/title insurance producer.

"We're friends man, we're brothers."
We can only hope he listens.

As to the Ohio case, note how BoA calls "Safeguard" into play to sweep into an occupied home and gut it. The Ohio homeowner contacted me yesterday just as I was finishing this movie so I tacked on her information into the front of the movie. Here is Illinois Attorney General suing Safeguard for these very issues. Complete and utter depravity, shameful attorneys to boot. Each and every one of them should be disbarred but that will never happen. All I can do is expose them. Here's one: linda.erkkila@safeguardproperties.com



As to Ms. Mair, she escaped oppression in China to move here. She bought a home and she signed for her family members homes because they don't speak English. When she was injured BoA refused to negotiate with her on a loan mod even though she could qualify -- the same modus operandi employed against the NH man seen later in the movie. To add insult to injury they are considering the other homes as "Investment Properties" which are not subject to the same rules and regulations regarding foreclosure. BoA is indeed, "Bad for America."
Hang your head in shame Mr. Banker.
The banks are breaching the settlement by doing this and not modifing the mortgages.  During the mod process they have to prove they have the authourity to do so and they have no proof. So send the mortgages out to third party debt collectors.


So much for the National Mortgage Settlement. Homeowners are now getting foreclosed on without their knowledge!



Homeowners victimized by big-bank servicers, who were supposed to get a commitment to honest treatment as part of the National Mortgage Settlement, instead got their servicing rights sold to companies no longer bound by the terms of that settlement. So homeowners lose all of their protections, and often have to start back at square one with their new servicer. For example, if a borrower was in process on a loan modification with their old servicer, the new servicer can choose to simply not recognize that modification, and demand the full monthly payment under threat of foreclosure. This is a very common practice.


Hey BoA I caught you looking and you downloaded the link to the Illinois Attorney General's office:

Filter
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Thursday, October 17, 2013

KingCast and Mortgage Movies: Seattle KIRO 7 TV Interviews Financial Revival Group Members on Foreclosure and Underwater Assistance.

The old version, before in house counsel Jeff Jared joined the Group.

When the banks come after you don't panic. Just outsmart them and walk away with significant chingy in your pocket, instead of their measly $3K "cash for keys" or "Deed in lieu" nonsense. 

FRGI Facebook.
All 5 interviews in full.

For more background read this.

Wednesday, October 16, 2013

KingCast/Mortgage Movies Partner in (Eradicating) Foreclosure Crime Michelle Darnell Interviewed by Occupy Corporatism's Susan Posel.

Michelle Darnell is a paralegal and mortgage advisor at Arlington's Financial Revival Group, a homeowner's association that educates homeowners on a full array of options when faced with an upside down or underwater mortgage or foreclosure. Part of what they offer is mediation assistance relative to Washington's Foreclosure Fairness Program. Here is a link to the State's Facebook page. More on that as I finish my video production with her and Principal Howard Bono this weekend.

Here's the Susan Posel Interview (link forthcoming), and below Ms. Darnell discusses options with Washington homeowners at Everett's Firewheel Community Coffeehouse. The banks have certain duties and responsibilities incumbent pursuant to the global settlement and Consent Decree but you really need someone with some knowledge to help you fight that battle because 9 times out of 10, or perhaps even 10 times out of 10 your pretender lender is going to fight you and try to throw you out of your home. Trust me on this if you haven't already experienced it but you can set your watch by it.

Sunday, October 13, 2013

Attorney Julie Herber Explains her Ocwen & Deutschebank Fraud Nightmare in Washington.


Attorney Herbert filed a Civil Action when she and her belated life partner smelled a rat. He was a mortgage/foreclosure specialist and they still got screwed with false escrow accounting, failure to credit balloon payments and ghost entity manipulation. She is represented by Scott Stafne and Stafne Trumbull. Watch my interview with Attorney Stafne after his visit to a particularly nasty continuing legal education seminar in Dallas, TX earlier this month.

Thursday, October 10, 2013

Washington Foreclosure Attorney Scott Stafne Sees Horror at American Conference Institute Foreclosure CLE.


For more read Virginia Parsons' Deadly Clear or below the fold.
Stafne & Trumbull website.


Is Borrower Bashing a Disease or Psychotic Disorder?


Scott Stafne goes to Dallas

By Scott E Stafne of Stafne Trumbull, LLC
Scott042-850x422-580x333In search of Continuing Legal Education credits I wandered into a different world last Thursday and Friday at the American Conference Institute’s Residential Mortgage & Regulatory Conference, Dallas, TX. The people at the conference, mostly lawyers for institutions seeking to eject people from their homes, were clearly human beings; Mostly youngish (under 55). Except for a token two-person panel representing home owners and a group of judges, most of the speakers seemed to agree that there was little need for meaningful judicial involvement in throwing home owners out of their homes. Indeed, many appeared indignant that families would not simply marchout of their homes into the elements because their creditors beckoned them to do so.

Monday, October 7, 2013

Marinosci Law Group's Steven M. Autieri Caught Abusing NH notary Over Linda Green & Sand Canyon Crimes.

Read my email to Attorney Autieri below the fold. 
The approximate text of my voiceover: All right let me set this up for you: Several years ago NH Notary Jeanne Ingress went to court on a foreclosure involving noted robo-signer Linda Green. She asked for proof of standing and specifically noted that Sand Canyon had no business in her chain of title because their own President stated that they were not in business at the time of a purported transfer. Judge Diane Nicolosi feigned ignorance and asked her why this information was relevant and why standing was important while Attorney Shawn Masterson lied and said he had the original note and mortgage in his desk at his office, which we know is a lie -- a complete fairy tale -- because it has been securitized. 


When I offered him a bottle of Veuve Cliquot in the Cliquot challenged he declined to show me the original documents (video short). Be that as it may, some time later Ms. Ingress served a Notary Presentment to Attorney Autieri detailing the efforts of another person in NH to obtain valid chain of title information and he sent her a letter basically trying to intimidate her and speaking of her purportedly baseless and tiresome antics. Well I have something to say directly to Attorney Autieri:

Counselor I may have only closed a couple hundred residential sales in new england but I know enough to know that her very line of inquiry was sustained in Drouin v. AHMSI 2012 U.S. Dist. Lexis 69549 when AHMSI lost on a motion to dismiss, there it is right there on my Lexis account noting the same exact issues..... (they lost later because they didn't trust their attorney more on this next month) so therefore your threats to Ms. Ingress were baseless and unsubstantiated and I would be more than happy to tell you that in person the next time I am in Rhode Island, which happens every 3 months or so. Now the Drouins ultimately lost because of issues I'll get into at another time the fact remains clear that your threats were unlawful, unreasonable and unconscionable. Now I know why no one ever called us back, in spite of what your office told us during this taped phone call.

Sunday, October 6, 2013

KingCast and Mortgage Movies Present: Financial Revival Group Mortgage Defense Meet Up at Everett Firewheel Community Coffeehouse.

A group of homeowners learns how to fight wrongful and unlawful foreclosure in Everett, Washington with some help from Financial Revival Group's Michelle Darnell. FRG maintains relationships with a number of area attorneys who provide litigation and mediation assistance to homeowners facing wrongful foreclosure.


Wednesday, October 2, 2013

KingCast and Mortgage Movies Present Matt Taibbi at Seattle Town Hall...."Lawyers Have to Ban Together!"

=
Note: Before you ask, video of Matt Taibbi himself was not permitted, but I hope he makes his presentation available online as that would definitely benefit the cause of populist putsch! Well okay perhaps more a velvet revolution but regardless mortgages are the issue and they were the subject of discussion as last week's Seattle CNC debate as documented by KingCast/Mortgage Movies cameras.
"How do you turn some janitor's 2-story row house into a Lear Jet.... It's the spot in line that earns you the Triple-A rating... it is the race-tracking of the real estate market,"
 said the now-veteran Rolling Stone Reporter before a packed house.

Video was not permitted of the main event, so I will need to check to see if I may publish a few stills I took after the event. Be that as it may, I did get some candid interviews with members of the audience, some of whom had watched Mortgage Movies online back when I lived on the East Coast. Their observations are priceless and will be aired tomorrow along with the rest of my notes and with any luck, one or two of the stills taken after his presentation.

When queried on the subject of the cities using Eminent Domain to force Principal Reductions Mr. Taibbi stopped short of being in agreement but did offer this:
"[The banks] were obligated to buy back fraudulent loans anyway... it is entirely appropriate to take the money back."
His audience participation schtick explaining AAA, B-rated and Junk bonds was both entertaining and informative for many of the packed (200+)  audience members, with most of his presentation focused on the financial models that were engineered to unsettle and demoralize the middle class.  When I asked him what could be done about judges and U.S. Bankruptcy Trustees who too often fail to make banks follow the law on Standing, Real Party in Interest, Original Documents and proving up B10 BK claims spoke of judicial elections and hoped that U.S. Senators could help force the issue.... but when reminded about certain U.S. Senators like Kelly Ayotte, he said "Lawyers need to ban together."

Taibbi is right.... in a Perfect World. The problem is, as he and all of us know, we don't live in that Perfect World, and in banning together progressive lawyers are too often lining themselves up to take a hit from the corrupt element of the Judiciary, and so the cycle continues. Many of Seattle's Community Councilors are aware of the problem and raised it earlier this week as noted in a prior KingCast/Mortgage Movies journal entry and video.

Related: My first journal entry involving Matt Taibbi, and "10 Questions: America's Fraudclosure Crisis," my current feature length Mortgage Movie in the making, focusing on New Hampshire's Mortgage Crisis under then AG Kelly Ayotte, who allowed the largest consumer fraud in history, the FRM Ponzi scam. But with some of Goldman Sachs' and other stolen money (including Taxmasters ill-gotten $10K campaign contribution) she bought her way into the Senate just like most of her brethren.  

Tuesday, October 1, 2013

KingCast and Mortgage Movies Say "Happy Birthday Mom!"

To my dearest Mother:

I think of you often late at night when the World slows down and silence envelopes our living room.  Only the sounds of the second hand of the kitchen clock and the oddly rhythmic staccato opus I am composing distract me from remembering all of the amazing things you did for me in the past 48 years. I can't begin to recall all of the laughter and encouragement you gave me through the years to believe in myself and to stand my ground in the face of adversity; to Do The Right Thing.


The years have seemingly got by us in a hurry over the past three years and I don't know how much you can comprehend of what I say to you but nary a day goes by that I fail to think of how you and Dad made the best parents a guy could ever hope for, and I will remain forever indebted to both of you for that. It is a debt that I count myself lucky to have as I do my best every day to pay it forward.

With Love,

-Christopher.

Note: Betty King is the only person crazy enough to tell me to start a blog in 1997 when I was running video as a trial attorney. It took me 8 years to come around to it and the rest is a little slice of history in the making as my primary focus in blogging has shifted to Mortgage Movies Journal. And as to any of the rat bastards who told lies about my mother in recent history, don't think I forgot about you. My mother might have had her issues but I will be damned if I let the likes of you people get away with what you did without substantially more exposure for your sins. Wait for it.

Related: Happy Birthday circa 2006.