Housing is a Civil Right

Housing is a Civil Right

Wednesday, February 26, 2014

KingCast and Mortgage Movies See More FRGI Members Save Money on Their Underwater Home and Avoid Foreclosure!

Financial Revival Group tailors an individualized approach for each and every underwater or foreclosure homeowner as noted in the top video.  Not only that, they sponsor forums for people to find out about their options, also as noted by the homeowners in the above video. One such forum occurs tomorrow night here in Seattle as noted in the thumbnail flyer.

My Own Bailout.

Sunday, February 16, 2014

KingCast and Mortgage Movies Laugh as Senator Kelly Ayotte's New Hampshire Has Highest Per Capita Complaints to the CFPB.

Now as you review this keep in mind that there is a mainstream journo out there named David Shankbone who actually went so far as to call me a "fruitcake" who writes about issues no one cares about, relative to one Kelly Ayotte. Just goes to show you that just because someone is a big name journo that doesn't mean that they know what the hell they are talking about. That is the sorry state of "professional" journalism these days. As you'll see at bottom, former NH Executive Counselor David Wheeler agrees with me, not Shankbone.

Three years (or more) ago I told you Kelly Ayotte was a sham Senator and a sham Attorney General before that as I alleged that she would "gut the CFPB" while one of her constituents in the top movie flat out said she was "full of shit." Regard the 2011 journal entry in which some of these concerns were addressed, along with the fact that Senator Pat Leahy from neighboring Vermon had introduced S1054 (Fighting Fraud in Bankruptcy Act) to make U.S. Trustees accountable when it comes to fraudulent B10 Proof of Claims in Bankruptcy Courts. It apparently died on the vine surprise surprise but this is important because NH BK trustee hates me for exposing the fact that he covers up for David Stern's pals at Harmon Law Offices and never contests such claims and refused to provide me free FOIA information as he should have given my journalist exemption. 

Well flash forward to fall, 2013 as we see that New Hampshire has the highest per capita amount of complaints to the CFPB, which is staffed by my erstwhile co-counsel from the Ohio Attorney General's Office, Kent Markus and Richard Cordray as noted.  This should not come as alarming to anyone because as noted in the second video, she was NH AG too busy trying (and failing) to prosecute me as NAACP Legal Chair for fighting racism to keep up with the FRM Ponzi scam -- the biggest consumer fraud in New Hampshire history. Look at the thumbnail at left describing her phony mortgage fraud crackdown. From my pals at Wikipedia:
California leads all states by volume of complaints with 14768. It is followed by Florida, New York, Georgia and Texas. When complaints are divided by a state's total population, New Hampshire leads. The state is followed by Washington D.C., Maryland, Georgia and Florida. Complaints do not correlate with national rankings for August's foreclosure rate by state where Nevada topped the list, followed by Florida, Ohio, Maryland and Delaware. 
I find it humorous that Shankbone works for Wiki, gathering the data that I use to show what a complete tool he really is, LOL.  Be that as it may, Kelly Ayotte is a complete sham in so many ways it is difficult to imagine: She also accepted $10K from the fraudulent Taxmaster's company that the Texas AG successfully prosecuted for millions, and never returned the money even though she said she would. Lastly, take time to watch the movie at bottom in which former NH Executive Counselor David Wheeler noted Kelly Ayotte's ongoing intransigence in the face of consumer concerns: She never returned his phone calls for a meeting, nice.

These are just some of the criminal financial elements for you to consider, yet there are plenty of other criminal matters to consider as well but that's another story; RIP Liko Kenney.

Friday, February 14, 2014

KingCast and Mortgage Movies Present: A Chat With Security at a Northwest Trustee/Routh Crabtree (RCO) Foreclosure Public Auction.

Several of us who help homeowners have a substantial question as to whether these Trustee sales are truly public in the Spirit of the Statute, for several reasons that include the Spirit behind the Bradburn v. ReconTrust case as well as the fact that security guards don't typically ask you what you are doing shooting video at a public place.... because no one has a reasonable expectation of privacy in a public forum. So what we have here is sort of a limited public forum on private property where Northwest Trustee Services just sort of camps out in the Routh, Crabtree parking lot that is subsidized by all of the banking money RCO gets to handle fraudclosures.... err foreclosures.  The shuttle parking lot is State-owned if that helps in your analysis. Whatever, I don't anticipate Routh will be stupid enough to come at me for any privacy concerns but if they did, I would be more than happy to run video of the entire Court proceedings.  I've never lost a First Amendment defense case on behalf or for any of my clients and I don't plan on starting any time soon. Just ask Apple Computers about that or better yet just watch the courtroom video that prompted them to settle a certain Civil Action.

 Respectfully submitted, Christopher King, J.D.

Wednesday, February 12, 2014

KingCast and Mortgage Movies Present: A Moment for Black History Month at the Connecticut Black Heritage Ball.

This is a background video for an upcoming event sponsored by Leonard Webb and Ethnic Online Magazine at the Yale College Afro-American Cultural Center, the scene of prior videos such as this quarterly launch video from October, 2012.

Next week's event celebrates the first dual black Mayoral electorates in Connecticut: New Haven's Toni Harp(FB) and Hamden's Scott Jackson(FB).

Being a pioneer is always a challenge regardless of your station in life: Leonard Webb is pioneering with Ethnic Online Magazine where I was one of his first "Ethnic Gems" 5 years ago. The best role models come from home: I've seen my sisters make strides in the corporate arena at a level visited by few minorities. I saw it when both of my parents were the only blacks in their respective areas of employee relations at General Electric and as chemical technician and chemist at Diamond Shamrock. Because I couldn't strike a tennis ball like Arthur Ashe (not even remotely LOL), instead I studied law and a community of people in Columbus, Ohio pioneered video in courtrooms as a young Civil Rights attorney in the 1990's and then going forward with my Mortgage Movies Journal no one in the Country does what I do; interviewing foreclosure and underwater home owners and running courtroom video and legal analysis. So this trailer video and the event video to come are both in the Spirit of all who came before us and all who may follow.

Tuesday, February 11, 2014

Mortgage Movies and Financial Revival Group Present: Underwater and Foreclosure Webinar #1. 6:30 PST

Webinar Link: http://conta.cc/1e7rxTB

You will learn:

1.  What created the small rise in the housing market.

2.  The 7 questions you need to answer before you do anything.

3.  What are the resources you need to create your strategy.

Webinar link.
My Own Bailout.

Wednesday, February 5, 2014

Financial Revival Group, Mortgage Movies and SAFE in Seattle Host Housing Forum #2 on Feb 27 2014: Seattle City Counselors are Again Invited.

S.A.F.E. and Financial Revival Group, Inc. (FRGI)
Are joining together to HELP  
Underwater Homeowners and Those Facing Foreclosure
In a Discussion with FRGI Owner, Howard Bono

Bethany United Church
6230 Beacon Avenue South
DOORS AT 6PM – Presentation 6:30-7:30 – Followed by a Q&A Session

                                                    There are over 350,000 underwater home-
                                                    owners in Western Washington today that
                                        need help.  Our groups offer that help.

During this discussion you will learn:

·      Where we believe the housing market is headed
·      What are the different options/solutions you have available to you right now
·      How the Washington State Foreclosure Fairness Act might be your solution
·      What actually happens in the foreclosure process
·      Can you beat the bank?

You will hear proven solutions from one of the country’s leading experts for homeowners!  You will be able to ask questions based on your own circumstances. 

This is a free workshop put on for the benefit of the community.

We expect a full house so call today to reserve your seat.

Here are some scenes form FRGI/SAFE forum #1 
with 6 of 8 Seattle City Council Candidates in attendance.

KingCast/Mortgage Movies: Protecting Homeowners in WA -- HB 2723 and SB 6507 Foreclosure Judiciary Committee Testimony 4 Feb. 2014.

KEY UPATE: I neglected to mention this point:  How can any homeowner be exempted from Mediation pursuant to declaration by the purported Beneficiary that they are exempt because they don't have a certain amount of foreclosures? 

First of all who trusts the banks to be honest.

Second, that invites Beneficiary-shopping.

Third, and perhaps foremost, isn't that a Constitutional violation? Think: Equal protection. Home and Property ownership is a fundamental right. So shouldn't this be subject to a strict-scrutiny analysis? But what do I know. I only earned an A in Constitutional Law taught by the legendary Ted Mearns, Esq. (RIP to my favorite Law Professor by a long shot).

The Washington House and Senate Judiciary Committees heard testimony yesterday regarding HB 2723 and companion bill SB 6507 regarding the Foreclosure Fairness Act of 2011. The bills are the product of months of countless hours of issue-spotting and negotiation -- chiefly spearheaded by Columbia Legal Services' Bruce Neas (seen below, right) -- and on review I can say that most of the people I am in contact with support the bill because it incorporates more protection for the homeowner as you will hear in the introduction in the video: The meet and confer requires notice of pre-foreclosure options to be sent Certified and Regular U.S. Mail  and heard where the property is located, the Beneficiary Declaration is modified to add additional descriptive information as to what transpired on efforts to meet and confer. Further, even if the borrower fails to elect to mediate at the applicable time frame the Borrower and Beneficiary may still enter mediation. Also, Beneficiary docs must include the portion of any investor description that prohibits the Beneficiary from implementing a modification, rather than excerpts from the Pooling and Servicing Agreement. The bill also defines an "Associate of Beneficiary" as an entity which controls, is controlled by, or under common control with a Beneficiary. I am not so sure I like that; it seems rather amorphous and open to abuse.
That having been said, I find it completely appropriate to inform the Committee of ongoing problems seen in the Mediation arena, where I have personally witnessed two recent Bad Faith Mediation events involving Wells Fargo as a film maker and as other advocate as outreach and mediation employee at Financial Revival Group and My Own Bailout. Moreover, as I noted in yesterday's presentation I have personally witness banks completely ignore manifest requests for Meet and Confer Sessions and issue Notices of Default. The bills address some of these concerns but my point is why do the banks have to be FORCED into doing what they were already obligated to do?

As to Wells Fargo we see them running to Federal Court on a Removal of a lawsuit Attorney Jeff Jared filed for Financial Revival Group Members Family E, as noted in this recent Mortgage Movies Journal entry and on my video page at the U.S. Independent. What happened was that in Mediation we presented a full REST report showing that the homeowner was NPV positive and should have provided a HAMP modification but did not, in similar fashion to Wigod v. Wells Fargo Bank N.A. (673 F.3d 547) and the 9th circuit case of Corvello v. Wells Fargo Bank, NA, 728 F.3d 878 (9th Cir. August 8, 2013), citing Wigod. We notified the Mediators about this case law and WF refused to provide all of their data and the full test so my request for the Bad Faith Certificate was granted; the second such Certificate issued to Wells Fargo in the past few months. Sad but true. Stay tuned for updates on those cases.  

Lastly there remains the substantial question as to whether or not the DTA is even Constitutional; watch the KingCast/Mortgage Movies videos with Scott Stafne regarding Knecht v. Fidelity National on that matter. Meanwhile, a round of applause for these legislators who are working to help homeowners but be sure to read the fine print in the comments: