Housing is a Civil Right

Housing is a Civil Right

Tuesday, October 20, 2015

KingCast and Mortgage Movies Present: Seattle City Council and WA AG Ferguson Public Info Request on Suppression of Marie McDonnell and Scott Stafne Land Audit.


When it comes to the land audit conducted by Marie Mcdonnell there is a focused and deliberate attempt by government officials at the City of Seattle and the office of the attorney general to discredit Ms. Mcdonnell and her consultant Scott Stafne, even though he is busy winning cases involving MERS such as Schiavone v. MERS in Whatcom County. 

I issued a public information request seeking the CVs of all consumer law attorneys and emails between the AG and City of Seattle, as the AG continues to apparently hire only bank attorneys and the city steadfastly refuses to schedule Ms. Mcdonnell and Attorney Stafne for a presentation even though it is clearly contemplated by her contract. So I explained this to John Wright at Piggybank blog, I joined Attorney Stafne on the first of several hours with Susan Harmon radio and I shared this information at the Tea Party open government training day. More videos may be witnessed here and here. More on the AG hiring practices here as I note that I will be seeking a video interview after I review the document responses.

Here's yesterday's action:


My email to City Hall:

To All:

It is becoming abundantly clear that something is fishy in Denmark.  

Nick, you know that our demands to have Ms. McDonnell and her consultants appear is completely logical and reasonable and I can guarantee you I (along with others) am going to become a fixture up in City Council until it happens.  I don't think you want that because... well you'll see.


As such, Councilor Burgess' attempts to pass me off to you don't ring well because many of us have already made it clear what needs to happen here:

Further, many of us believe that it is clear that the City Auditor's Office -- in conjunction with the City Attorney's Office tipped off the MERS attorney that he should attend the hearing, while notifying Ms. McDonnell only hours before (making it impossible for her to fly to Seattle to attend the hearing) that the hearing would go forward on September 23rd.

I shall also await the information the City has with respect to items 6-8 in yesterday's public records request.

Nick, you are leaving office soon. Don't leave under a good legacy: Make it a Great One.

Respectfully submitted,

Sunday, October 18, 2015

KingCast and Mortgage Movies Present at Tea Party Open Government Training Session 2015.



It was a strong event with strong speakers and a strong message.
The Party will host the full video, my segment will be live by morning.
Also, some of you may Google and see that I have said negative things relating to 
Tea Party, but really it was about Kelly Ayotte when she was being a Tea Party Toady.
I'm quite certain that my Tea Party friends and associates don't care for her, either.
That leaves just hate blog Niggermania, they like Kelly.




Thursday, October 15, 2015

KingCast Presents: Revere Mayor Rizzo Criminal Rap Sheet & Clifford Pisanos Employment Lawsuit vs. Former Mayor Tommy Ambrosino.


Incredibly, Revere continues to amaze with stories of death and disrespect. 

While none of us were present at the scene where the 38 year old man died while in police custody, we do know that Revere has a history of settlements because of bad policing and employment law violations. As a former civil rights attorney I encourage you to just take a gander at some of these complaints, including where the Police allegedly called someone a black nigger, nice. 

We at KingCast are also aware that Revere Senior management is perpetually shady. Mayor Dan Rizzo lost a child support matter as noted herein, and it appears he has a rap sheet for assault on a police officer, disorderly conduct and more. I would love to stop in and interview with the Mayor but they don't like open government in Revere so they call the police on me, take a look. 


And former Mayor Tommy Ambrosino has stepped down (KingCast coverage) from his cush position as an SJC director to work in the City of Chelsea for some reason. It is because the State has reason to believe that he improperly fired Clifford Pisano from his job as a crossing guard? 

You see Mr. Pisano is somewhat limited in his career choices because he lost part of his brain when there were no crossing guards or elders to protect him from a child molester when he was 9 years old. Commonwealth v. Magnasco. So he took pride in being a crossing guard and protecting children, until he tried to start a union and then all hell broke loose. There are several movies about Mr. Pisano and the City of Revere on my journal page, and I encourage anyone concerned about transparent government to run a word search there because you will be surprised at what you see. Now Mr. Pisano's Federal case for wrongful termination is headed toward mediation or trial, stay tuned for updates.

Sunday, October 11, 2015

99 Homes, KingCast, Mortgage Movies, Attorney Scott Stafne and Susan Harmon Radio Hour Adress United Trustees Lobbyist Holly Chisa.


Piggy Bank Blog Interview.
More compelling issues seen in this journal entry as KingCast addresses the same situations noted in Ramin Bahrani's new Hollywood film, 99 Homes (Salon). From Industry lobbyist Holly Chisa, whom I have previously referenced last year when I testified in Olympia. And look at this current movie from Rhode Island, with Nationstar and Harmon Law (a former contemporary of David Stern, ahem) railroading an innocent healthcare provider out of her home on a serious dual-tracking case. Video at bottom.

Note: My former contemporary Richard Cordray at the CFPB has railed on United Trustees in an Amicus Brief in Ho v. Recontrust and I ran video of Attorney Stafne slamming Recontrust and earning a set aside sale Judgment in Bradburn v. Recontrust. Washington AG Ferguson is using gaggle of former bank attorneys to try to silence Stafne and other progressive attorneys and working with certain people in Seattle City government to mute the impact of Marie McDonnell's land audit as noted by Studs and Ida Terkel award-winning industry writer David Dayen as noted herein, where I leaked the audit and interview Ms. McDonnell. It's particularly shameful, and I plan on telephoning his office for an interview about this as noted herein, with the foxes watching the henhouse.


Says Chisa,
"There have also been a series of court decisions that have complicated the underlying Deed of Trust Act. The Washington State Supreme Court has not clearly provided direction on issues around the beneficiary declaration, and the issues around owner/holder. The continual rulings have created uncertainty for the foreclosure process, and there needs to be a resolution of the statute by the Legislature to clear up these ambiguities. 

 Over the next several months, there will be both larger and smaller meetings to draft potential changes to both the Deed of Trust Act (DOTA) and the mediation programs. Additionally, there may be program modifications that won’t require statutory changes. These systemic changes can be done via the Washington Department of Commerce, which manages the mediation programs. One of the more important meetings involves a large session of mediators coming together to look at the Foreclosure Fairness Act and bothmediation and meet and confer. While these programs do not directly impact trustees, their process and timelines – and success in resolving issues between a beneficiary and a homeowner –directly impacts the foreclosure process. 

Over the last several months, various parties have researched the effectiveness of the mediation process, and of specific mediators. They’ve found some systemic challenges and improvements that can be made. One of the key elements is working with more successful mediators to learn how they organize their meetings, what pre-mediation prep work they do with both parties, and how they bring resolution to their sessions effectively. These techniques would then ostensibly be used to train other mediators, bringing consistency to the mediation program. There also has been some discussion of whether the Washington Department of Commerce needs rulemaking authority for the mediation program. Rulemaking authority brings some risks, but would allow the Department to bring limited changes to the program without having to open the statutes."

Friday, October 9, 2015

KingCast I'm confused? When Can I Hear Your Mortgage Movies Interviews and Public Speaking Engagements?


On top: A picture from the today's upcoming video from the Tacoma, WA Tea Party Training Day, in which I explain a bit about how Judges like Delaware's Robert B. Young ruin America because of their contempt for the First Amendment. I explain why he's just a nigger on the same Plantation as the rest of us, just as I said in this movie (watch 3:30-6:00), and with more analysis in this prior movie. Next comes the Court of Public Opinion with John Wright and Janet Reiner with Piggybank Blog.  If you want to sit down and actually hear about the sort of things I live with in this so-called legal system, you've got it right here. Below is the  video with Susan Harmon and Attorney Scott Stafne. 

Now then, from Industry lobbyist Holly Chisa, whom I have referenced before when I testified in Olympia.

"There have also been a series of court decisions that have complicated the underlying Deed of Trust Act. The Washington State Supreme Court has not clearly provided direction on issues around the beneficiary declaration, and the issues around owner/holder. The continual rulings have created uncertainty for the foreclosure process, and there needs to be a resolution of the statute by the Legislature to clear up these ambiguities. 

 Over the next several months, there will be both larger and smaller meetings to draft potential changes to both the Deed of Trust Act (DOTA) and the mediation programs. Additionally, there may be program modifications that won’t require statutory changes. These systemic changes can be done via the Washington Department of Commerce, which manages the mediation programs. One of the more important meetings involves a large session of mediators coming together to look at the Foreclosure Fairness Act and bothmediation and meet and confer. While these programs do not directly impact trustees, their process and timelines – and success in resolving issues between a beneficiary and a homeowner –directly impacts the foreclosure process. 

Over the last several months, various parties have researched the effectiveness of the mediation process, and of specific mediators. They’ve found some systemic challenges and improvements that can be made. One of the key elements is working with more successful mediators to learn how they organize their meetings, what pre-mediation prep work they do with both parties, and how they bring resolution to their sessions effectively. These techniques would then ostensibly be used to train other mediators, bringing consistency to the mediation program. There also has been some discussion of whether the Washington Department of Commerce needs rulemaking authority for the mediation program. Rulemaking authority brings some risks, but would allow the Department to bring limited changes to the program without having to open the statutes."

A: Details later but you can start today as I appear with Attorney Scott Stafne on Susan Harmon Hour at high noon. There is also a National interview coming in a few days in editing (it will appear in this space as well) and the Tacoma Tea Party Open Government Forum on Saturday 17 October as contemplated by these thumbnails. As far as recent journal entries go, check out Wells Fargo putting the wood to an innocent health care provider in Rhode Island, and Washington State Attorney General Bob Ferguson hiring foxes to watch the hen house in his Consumer Rights Section. As a former AAG myself, I have to question the number of foreclosure mill attorneys he has hired, without any homeowner defense attorneys for checks and balances, as noted on air today. Stay tuned for the MP4 of that session, and check the links and videos below.

Wednesday, October 7, 2015

KingCast, Mortgage Movies See Harmon Law, Nationstar and Fannie Mae Dual Track Innocent Health Care Provider in Rhode Island.



As Pat McEnroe reminded us from the broadcast booth at the Australian Open last week:
"Everybody has a plan until they get punched in the mouth."

Former RI State Senator Bethany Moura and I are both Mike Tyson fans. Read the Motion for Summary Judgment for more details and have a nice day.


Ms. Brunzos paid according to the representation made by Nationstar but they foreclosed on her on or about 16 September, 2015 in complete contravention 
of their representation.... 
because they were actively DUAL TRACKING.


Morgan Stanley et al are watching, hoping major press does not get hold of more stories like this. Anything to keep the stock from plummeting further.

They lied to this homeowner about not having all of her paperwork in, then she missed the Temporary Payment Plan and boom, within days Nationstar foreclosed.

Harmon Law and Nationstar are just about the worst. Google David Stern.... you'll see. More on this later, I am out of town, at family day for my goddaughter so I can give her one of my old lenses (the nifty fifty) as she begins her career with the lens. But if you didn't already know this, read the about AG Martha Coakley v. Harmon and later I will post more about the shaming of Harmon Law but for now watch me (along with several others) testify about Nationstar before the NH Committee for Redress and Grievances.

Speaking of testifying, how about the Piggybank blog court of public opinion with Wells Fargo whistleblower Elizabeth Jackson noting how they preyed on minority communities, pimping them out with donations to the pastor's favorite nonprofits.... i.e. their own:
 


  • Elizabeth Jacobson was a loan officer at Wells Fargo who became a Whistleblower in 2009 after exposing Wells Fargo for specifically targeting black communities with a “generational wealth” program.  The program turned out to be a front for influencing black people into predatory loans. 
  • “We just went right after them,” Beth Jacobson, a former Wells Fargo loan officer, told The Times.  “Wells Fargo mortgage had an emerging-markets unit that specifically targeted black churches because it figured church leaders had a lot of influence and could convince congregants to take out subprime loans.”
  • Wells dispatched subprime loan officers to churches in African-American communities to drum up business among black consumers, Jacbobson says.  As an incentive for church leaders to play ball, the company would donate $350 to the nonprofit of the borrower’s choice for every loan the person took out with Wells.  How “it was sold to these churches was, well, that money then will go back to your church,” she says in the interview.  “Have the parishioner decide, as the church is a nonprofit, that they want that $350 to go right back to that church.”
And by the way, I've never known it to be legal for a servicer to foreclose, but that is all that Nationstar could be, at best. Look at these two assignments... BoA always dumps off the distressed properties so it is not their hand on the foreclosure. 

Monday, October 5, 2015

KingCast and Mortgage Movies Interview Request with WA AG Ferguson on Foreclosure Mill Attorneys and Office Integrity.


Lanny Breuer and Eric Holder: Much Ado About Nothing.


As a former Assistant Attorney General and escrow attorney I can safely say that America's legal compass dangles in a very precipitous state when big money interests have co-opted the very institution that our citizen rely on for consumer protection. Are the foxes watching the henhouse in the Nation's Capitol and in Washington State? Some have even argued that it is tantamount to a pedophile watching a daycare center. 
This is part one of several, and in this part I will share the Stacey Solie feature on bought and sold Attorneys General that was vetted by the NYTimes last year. In the story Reporter Solie specifically mentions Washington AG Bob Ferguson ethical challenges in reportedly shaking down the 5 hour energy drink people in this story last year before two major developments came to light in Washington.
In no particular order, first the Seattle City Auditor and other government employees conspired to put a muzzle on the contents of the land records audit conducted by Marie McDonnell analytics. The audit focussed on the implausible constructions that MERS uses to legitimize a clearly flawed business model that allow for transfers of property without any predicate ownership interest. McDonnell's local mentor and consultant was Attorney Scott Stafne, who will be on air with me on the Susan Harmon Hour this Friday at noon, on 1150 AM.

I have run video of several successful Stafne law office hearings and I am further aware that his client won a partial summary judgment motion against MERS in Snohomish County case of Schiavone v. MERS.

Despite that, or some would argue because of that type of spirit, we come to issue #2, with Attorney General Bob Ferguson issuing a subpoena to Attorney Stafne, which in turn led Attorney Stafne to inquire as to the relationship between  Ferguson, Seattle City Hall and two recent foreclosure mill attorneys whom Ferguson hired. 

This leads to the obvious concern of neutrality because I am not aware of any recent hires of homeowner attorneys on Ferguson's staff, so there is immediately a conflict of interest issue of the same nature that I covered in New Hampshire with its Committee on Redress and Grievances a few years ago:  

Now as seen here in these emails Attorney Roesch of course was involved in the investigation against Cal-Western: I sent him some information I had discovered during a mediation, and he sent me a consent decree. That's good for what it's worth, which really isn't much because it doesn't go into the systemic problems of fraud and deceit that run rampant in the chain of title. In fact, it was arguably window dressing.

And now Attorney Roesch's linked in page is no longer visible but lets look at the national revolving door trend witnessed by AG Eric Holder and his purported prosecutor Lenny Breuer, neither of whom seemed to be able to indict or prosecute a ham sandwich during the entire mortgage industry debacle.

National
Eric Holder = Covington Burling 
Lanny Breuer = Covington Burling 

Washington
Benjamin Roesch = Lane Powell 
Daniel Davies = Davis Wright Tremaine

I will leave you for now then, but stay tuned for part two in which I telephone Attorney General Ferguson and ask for a brief interview on some of these issues because we all know his support for open government is legendary as he believes that even private emails of public employees are within the purview of open records requests. I lost on that same exact issue some years ago in New Hampshire (link) so I am glad to know we are making progress in America and I anticipate that AG Ferguson will readily invite me in for a in interview session on video.

Thursday, October 1, 2015

KingCast and Mortgage Movies Say TILA Rescission is Sabotaged in Washington with Josh Schaer Serving Dual Role as Trustee and Creditor.


It's all a Big Shame folks. And Josh Schaer is involved.... see from my interview with him last year I had really hoped he would come around and stop working for those scumbags, but hey I guess the money's too good. From the Bakers:

If you are unfamiliar with this landmark case, you can read it here: Jesinoski v. Countrywide This case is extraordinary because the material facts of the Baker's case are identical to the Supreme Court case, and yet their home has been taken from them, though they were never in default on their mortgage.   The Baker's properly rescinded their mortgage in 2009, which was not in default, and their notice of rescission was ignored and their house was subsequently foreclosed upon in June 2015, in the face of this pending appeal.   


The principle matter in this case is that the USSC, in January of 2015 mandated that the TILA never required a borrower to sue the creditor for ignoring the notice of rescission in order for the note to become void by operation of law. They further declared that TILA is unambiguous on it's face, and because of this, NO court has the discretion to interpret it.  This means that all transfers and court rulings on the material issues of this case are VOID because the court was ruling on VOID MATERIAL FACTS AND DOCUMENTS and the trial court should have vacated the ruling.   

The Baker's TILA rescission was done properly, exactly as specified in the TILA, invoked for egregious misrepresentation of finance charges at loan closing by Paramount Equity Mortgage that they discovered and for which they were seeking redress.  When the lender refused to correct the errors, the Baker's exercised the legal right of TILA Rescission as a last result.  Prior to the rescission, they obtained pre-approval of a new mortgage to tender the proceeds of the rescinded mortgage as outlined in the TILA.  


They were not in Default or alleged Default.


Even the trustee displays incompetence about what TILA Rescission is: He repeatedly declared that the Baker's attempts to "get a free house" were going to fail, and made many other comments on record in this regard.  Educated people know that Rescission does NOT offer a free house to anyone, rather it attempts to restore the parties to the position they were in before the mortgage was established, and that includes the borrower tendering back the funds borrowed.  The Baker's were prepared and able to do this, but this fact is always downplayed in court.  You see, that would taint the whole "deadbeat debtor" thing they were pushing.   


It is of note that the attorney for the alleged "Creditor" and the attorney for the "TRUSTEE" were the same guy: Joshua Schaer.  Later, he resigned as the bank attorney, presumably because the Baker's attorney pointed out that it was unlikely that the "Trustee" was capable of being "impartial" (as the law dictates) if the same attorney represented BOTH the bank and the trustee! Unfortunately, in Washington State, this is business as usual.