Housing is a Civil Right

Housing is a Civil Right

Monday, December 25, 2017

Bah, Humbug! KingCast and Mortgage Movies See Grinch Quality Loan Servicing Facing Wrongful Foreclosure Litigation in Seattle.

KingCast Mortgage Movies Michael Dean Levitz v. MERS and Capital One Preliminary Injunction CH 11 Adversary... by Christopher King on Scribd

18 Jan 2018 -- These rapacious bastards are simply over the top and must be stopped.

Over the next several days I will be producing another video about this entire experience, reflecting on my experiences with the DoC Mediation. I haven't heard back yet regarding my request for interview. If you've got something to say, then say it publicly. I haven't heard anything but the sound of crickets since I offered the Department of Commerce wonk Nathan Peppin a public interview on his position that the Mediator did no wrong. Bullshit. He tried to take me off course when I raised the issue of this Statute being Remedial in nature and the bottom line is that the duty to note the circumstances involved when an NPV test is not conducted is not discretionary: She has to note it to the file:
Transparency. We tried to tell it to Seattle City Council after the taxpayers paid for my colleague Marie McDonnell to do her review of King County & MERS (see the video, below the Mediator review) but they shut it down

Transparency. The government in this case must admit that they blew it. Mr. Levitz did ALL of these things as required on the SLS sale form. I have seen proof of it. These people are full of shit and trying steal a man’s house. And the DoC is complicit because the Mediator should have mentioned this in the comments section relative to the NPV. 

My film students and the lawyer I refer this case to are not going to have it. Mr. Levitz and his son are staying in that house, period. Like I said, ya'll can shape up and Do the Right Thing or I will make you wish that you had. Not a threat. A promise. 

Rocky recall my private correspondence with you. There is Bad Faith screaming from the Mountaintop right here.  And FWIW I tried to play nice with this mediator but I'm done with that shit. Take a look at her lone review, citing "negligence and disdain." Par for the course, folks. Negligence and homeowner abuse is de rigueur around here.


17 January 2018 -- Going forward Attorney Anderson will not be copied on this matter as he has made his position clear in a 16 January 2018 letter I have shared with the Department of Commerce: There was an Agreement for Mr. Levitz to sell a parcel of his land. Attorney Anderson and Mr. Levitz and I have amicably resolved our differences relative to any disputes that were referenced in any of my written or video production. We all recognize the none of us are the enemy. We definitely know who the enemies are, however. 

9 January 2018 Update -- Egads this thread is overgrown. Visit the new page with quick analysis of all the MERS Fraud on the Assignments of Interest and Notice of Trustee Sale.


8 January 2018 Update II Never use Ark Law Group, PLLC if you really need something done. Check my email to them just now (as well as the email about Bad Faith Mediation in the comments). They dumped Michael Levitz because they didn't want to ruffle any feathers with QLSC. I told them in my email:

One last thing: My Deportment and your failure to obtain the Mediation Certification and NPV information 1 minute ago at 3:56 PM.....

So I had to step out to shoot an assignment on Seattle's burgeoning dumpster fire problem but on returning home I just had to sit here and get my head around this: 

You are ostensibly concerned about my conduct and deportment toward QLSC when 

1. I have done absolutely nothing wrong, unethical or threatening towards them. 

2. QLSC governing Attorney Joe McIntosh/McCarthy Hotlhus was almost sued as part of the gang whom I successfully sued for DEFAMATION last year for reneging on an arranged Deposition and threatening to call security on me. That whole stunt reeked of hegemonic racism and they paid for it too in King v. WFZ et al 2016-CV-397 as noted below, but apparently that's ok with you. 

3. The purported Trust cited by Rocky in his email to me, as forwarded to you.... is not even registered with the SEC. 

4. Did you know that I used to represent homeowners in Mediation pursuant to Statute here in Washington? I have spoken with the Department of Commerce and have obtained the Mediation Certification that you failed to obtain for Mr. Levitz. I'll make certain that qualified Counsel reviews this document to determine, inter alia, exactly why there was no NPV analysis conducted and no explanation relative thereto. 

Because somebody's gotta do their job around here and it clearly wasn't you. 
Wow. Just checking my facts. 

KingCast: Have heart. Have Courage. 

8 January 2018 Update I-Quality Loan Servicing and/or McCarthy Holthus are in deep shit... or are they?  Now as of 12p PST Ark Law says it was communication from Rocky indicating that I would shoot them as the basis for them dumping Mr. Levitz as a client. But that is ridiculous. Of course I'll shoot them at Court, that's what I do. Rocky and I have never had a bad word between us. They are pulling that stunt because they have a cozy relationship with QLSC and don't want to ruffle feathers. I consider it a breach of Fiduciary Duty. For years not Mr. Levitz and to a lesser extent me -- have tried to cordially get to the bottom of this to NO AVAIL.

Fact: Two years ago I was supposed to continue my video deposition coverage of Lucero v. Cenlar, in which QLSC et al got hit for $214K in Federal Court for abusing a homeowner. See other deposition video at my Affordable Video Depo Page, click on the videos tab to see QLSC President Jeff Stenman being deposed in front of my cameras at a Deposition being conducted by Ha Dao.

Fact: The defending counsel in that case at a subsequent Deposition reneged on the agreement we had between them and Lucero's attorney Ha Dao. The agreement was that I was to shoot video pursuant to a standard protective order. I still have a copy of said Order. I follow the law dammit. I made several videos with Attorney Dao over the years.

Fact: They instead told me to leave, and as I was leaving and one could clearly hear me packing up and closing my tripod, two of the defending attorneys (I believe there were a total of three present) started to bully me and I implored them, particularly one of them, to "watch your tone, counselor, I'm packing up." (I ended up suing that one, more on this shortly).

Fact:  McCarthy Holthus attorney Joe McIntosh (seen here with QLSC Counsel Rocky MacDonald -- we pretty much hate each other) then threatened to call security on me after he was wrong about whether or not I was a licensee or invitee to the Premises. I told him "Do it.... and I'll video THAT. You don't scare me, Counselor."

Fact:  Subsequent to that, one of the other defending attorneys from the law firm of Wright, Finlay & Zak stood up in Federal Court and claimed that I had issued a DEATH THREAT after I told them I was going to shoot them with video cameras outside of the Federal Courthouse.

Fact: I sued the offending Parties (King v. WFZ et al, 2016-CV-397) and the firm for, inter alia, Outrage and Defamation. People love to try to make an intelligent black man into a dangerous thug. They tried to remove the case to Federal Court, where videos are not allowed in Court.

Fact: All of them knew from direct experience that I shoot courtroom video in State Court, where videos are allowed.

Fact: I won my Remand (see link, supra) and the case settled. I am not authorized to discuss anything beyond that. On information and belief, all of the defending attorneys are fully aware of that fact, duh.

Fact: I obtained Ark Law Group to help Mr. Levitz get his alleged arrears in order so that he can dispose of the properly fairly and in an equitable manner.

Fact: Dasha Song is working the case. Attorney Song received a communication from QLSC and/or McCarthy Holthus telling her she is not to have any further communications with me, and stating that I had threatened to shoot people. I would not be surprised if such communication emanated from Attorney McIntosh.

Fact: Mr. Levitz is entitled to that communication. It is part of his file. When he receives it -- and he had damn well better receive it this morning -- I will review it and I will then take any and all action that I deem appropriate.

PS:  To my knowledge at this point I am not after Rocky MacDonald. I can pull dozens of emails between Rocky and me showing that he and I have never had a problem with each other. But as to Jeff Stenman, Joe McIntosh or anyone else circulating communication that in any ways implies that I am a violent or dangerous person, you are about to face the music and be fully held accountable for this hegemonic and racist tripe.

In 1965 -- my birth year -- The United States Government commenced a war in the worst circumstance heretofore known to man. And to this day these Veterans continue to pay the price in so many ways. Stories in war and in return so heinous you can't believe it. You wouldn't wish it on your worst enemy.

Say hello to Lieutenant Michael D. Levitz. He served his Country in valor. His father Saylor gave his life to the service of this Country and is buried at Arlington. And now a bunch of crooked banksters without any chain of title are trying to steal his home while he raises his young son. The Trusts they claim as Beneficiary don't even exist.  Anyway, a brilliant young man he is, by the way.

Our doggies both have Australian genes and play together very well. At any rate, I am not about to allow this to happen. If these fools dare to commence a foreclosure sale tomorrow on 5 January 2018 I am going to make sure they regret it for the rest of their natural lives, and beyond. 

The Attorney General has been put on Actual Notice of this Fraud as well. That Office has a dedicated link in respect to these men and women of the Vietnam War.

".....and he kind of half-turned.... and fell."  Michael Levitz was indeed, 19.

30 Dec. 2017- The Final Straw:
Michael Levitz had tried to pay off his mortgage many years ago but no one could find the lender….. On another case it was determined that the Libor Series 5B didn’t even exist. Mr. Levitz’s alleged Libor and CCB Series 1 probably didn’t, either. The alleged Assignee Chevy Chase Funding, LLC Mortgage-Backed Certificates, Series 2005-1 was never registered with the SEC. I have a letter from the SEC stating as much. 
He also filed for rescission and that was ignored too! 

QLS is watching over this. Their lawyer and I have always had mutual respect for each other but I am telling him right now if this proceeds he and his advisees will regret it. I will have an army of cameras and concerned citizens at the next scheduled foreclosure. 

I ran a title company BTW. I think they are full of shit here.


Re: Pending Litigation with Michael Levitz Failure on Negotiation of SLS Account No. 1009602497; Dual Tracking, Force-Placed Insurance, Chain of Title Questions 

Property Address: 3718 East Alder Street, Seattle WA 98122 Loan Number(s): 1009602497

Dear Rocky,

We have always had a mutual respect for one another over the years. Witness my November 2015 journal entry referencing you as "a lawyer with a conscience" and I hope that continues as I publicly declare that your client and others associated with your client (read: Any and all purported Beneficiaries) have been, and continue to be, a complete Scrooge and a Grinch to Michael Levitz. I’ve sent you and your client, Quality Loan Service Corp, official notice of violations against Mr. Levitz going back many years to when he was trying to complete a sale and pay off this purported loan…. And nobody could find the purported owner of the Note.

He has been ready to pay off this loan since before 2009 when Chevy Chase closed down its offices and no servicer showed up until months after. And as his requests go unanswered, new parties show up claiming arrears that his rescission should have legally stopped cold instead of continuing to put the screws to him with negative amortization. Jesinoski v. Countrywide Home Loans, Inc., 135 S. Ct. 790 (2015), Johnson v. Nationstar 2016 WL 6075574 (2016).

No one could find his loan for a good reason: Read the Addendum below and look at this merger letter from the Comptroller of Currency:

Now then, in my opinion as a former manager of a title company, I believe there has been, and continues to be, unlawful dual-tracking and forced-place insurance and general Bad Faith. I see the Beneficiary according to the NoTS in 2010 was of course CCB Libor Series 2005-1 Trust c/o Mortgage Electronic Registration Systems as nominee for Capital One, N.A. How exactly did the Note then get to: Chevy chase funding LLC, Mortgage-Backed Certificates, Series 2005-1 in the 2017 NoTS as Beneficiary? Can you provide me a chain of title for that? Because as to the current alleged Beneficiary, that series isn't even registered with the SEC as noted by SEC Information specialist Larry Mills in his 6 July 2017 attestation. See attached. That’s questionable.
  So in spite of the fact that Mr. Levitz claims that he filed a timely Rescission and in spite of the fact that you can’t show a clear Chain of Title, Mr. Levitz was ignored, and now Specialized Loan Servicing is coming after him for the full amount of everything time immemorial.

SLS requested of Moody's in 2014 a ratings assessment of the mortgage pool allegedly containing the Levitz home, meaning the certificate was trading somewhere, yet never registered these certificates with the SEC.......

The bottom line Rocky is you should suspend the foreclosure sale indefinitely, which actually protects your client and all of its proverbial bedfellows from the pernicious effects of well-grounded litigation because your client US Bank does not have a tenable and clear claim based on a number of factors. As such, Mr. Levitz informs that he is filing a complaint with the SEC and with the court. Given what you have just witnessed, and given your duty to maintain integrity of the Process it is your duty to suspend and stand aside while the matter is wither litigated or settled. 

The 2014 Washington AG Action against your client for False and Deceptive Business Practices was window dressing. This one is real.

Respectfully submitted,

Christopher King, J.D.


ADDENDUM 28 December 2017


The fact that Mr. Levitz could not even find his lender in 2009 is of course buttressed by the attached Merger Review.

Chevy Chase, MD to McLean, VA:

On March 6, 2009, Chevy Chase Bank, F.S.B., McLean, VA (“CCB”), submitted an application to the Office of the Comptroller of the Currency (“OCC”) to convert from a federal savings bank to a national bank, Chevy Chase Bank, National Association, McLean, VA (“CCBNA” or “Target”). CCB deposits are insured by the Federal Deposit Insurance Corporation (“FDIC”), and it is a wholly-owned subsidiary of Capital One Financial Corporation (“COFC”).Likewise, CCBNA’s deposits will be FDIC insured and it will be a wholly-owned subsidiary of COFC. CCB currently operates branches in Delaware, Washington, D.C., Virginia and Maryland, and it has requested OCC approval to retain its main office and branches after its conversion to CCBNA.

A related application was filed on the same day by Capital One, National Association, McLean, VA (“CONA” or “Resulting Bank”) to concurrently merge CCBNA with and into CONA pursuant to 12 U.S.C. § 215a.......

.....so now, against that backdrop, and knowing this man was prepared to close out this loan at such time, you cannot sit there and allow anyone within your advisory ambit to foreclose on this man's house under the pretenses that they are currently proceeding.  That has FDCPA and equitable arguments screaming all over it.  As a Man of Honor you cannot allow this.  If I catch wind of it again I am going to have several people with me to run video of the event and believe me, those under your advisory ambit are going to feel some heat.

Mr. Levitz has become a friend to me in the past year. You mess with my family or my friends and you're going to get sued.

Those are the Rules of Engagement. You advisees proceed at their own substantial peril.

Best regards,



  1. The hits are going to keep coming folks.

    While Ark trys to blame me for its willful derogation of Fiduciary Duty with Mr. Levitz, I did some digging. And Mr. Levitz did some digging.

    He informs that he has some treats for you tomorrow. But not to wait, I have one for you now:

    My work on the Jane Mair file where we got a Bad Faith Cert. I worked on two such cases so I have more than a clue about what I'm talking about here in Washington. And oh, yes then there is the part about me managing a Title Company as a closing attorney, yah, THAT. You've seen my card at my journal page, I'm so glad I kept a few of those, right. I can't count how much stinking money I made WAMU from 3,200 miles away. Ahhh WAMU. You remember them, right, LOL.

    Here's Jane Mair for you:
    "Mr. King will be the only person I authorize to talk with you."

    This is only part of it, believe me. It is one of several Mediation cases I worked. Turns out I was her authorized representative, see. I was there when she signed her Loan Mod, see. Watch. Cameras don't lie:

    And Nick Licata and I were there when he acknowledged that the banks are involved in "criminal" activity.
    Screen Shot 2018-01-08 at 8.59.57 PM.png

    And see, in her case there was a Bad Faith finding on the part of the Beneficiary.

    I see, I think there's one here in this case as well.


    First of all, I have concerns that under subsection e, there is no real description of any NPV test. Why not?

    (12) Within seven business days after the conclusion of the mediation session, the mediator must send a written certification to the department and the trustee and send copies to the parties of and
    (e) If a written agreement was not reached, a description of any net present value test used, along with a copy of the inputs, including the result of any net present value test expressed in a dollar amount.


    Under RCW 61.24.163
    (14)(a) The mediator's certification that the beneficiary failed to act in good faith in mediation constitutes a defense to the nonjudicial foreclosure action that was the basis for initiating the mediation. In any action to enjoin the foreclosure, the beneficiary is entitled to rebut the allegation that it failed to act in good faith.

    In this instance, Mr. Levitz claims that the Beneficiary acted in Post Hoc Bad Faith. He claims further that his lawyer failed to adequately protect his interests, in that he sold out just like the lawyers at Ark: He failed to obtain or to demand a Written Agreement. Mr. Levitz is a straight shooter -- unlike all of you. He tells me that there was a certain verbal agreement, certain to complete within the next Calendar Year, and that the Beneficiary failed to honor said agreement with Bad Faith aforethought. Further, his lawyer failed to check them on it.

    Because he is just as much afraid of ruffling feathers as Ark is. Not my fault. I am here to investigate the LAW.

    Now then, I will wait to see what Mr. Levitz provides me later tonight or tomorrow and I'll get back with you. And I will continue to get back at you. Because I have a lawful purpose in writing you, so you can't get a Court ORDER prohibiting same. Oh you can try but that will be a State Court issue and I get to run video there. That's what I do, remember. Just ask WFZ et al. Or you can ask Nick Licata and Jane Mair. She will tell you. She told Joe McIntosh and Rocky: "Bloodsuckers."

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